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JS Pension Saving Fund

(JSPSF)

Investment Objective

JSPSF is designed to provide a reliable source of savings and retirement income to individuals. JSPSF is a voluntary pension scheme provides individuals the flexibility in contributions and portfolio customization through allocation of such contributions among equity and income investments avenues suited to specific needs and risk profiles.

What is JSPSF?

JSPSF is a fund under Voluntary Pension System (VPS) which provides its investors with regular income after retirement when they can no longer earn regular income. There is a wide range of investment options depending on investors retirement goals, age and risk appetite.

Who can invest in JSPSF ?

If you are willing to build voluntary pension for financial security after retirement. JSPSF is good option for you. You can invest in a combination of sub-Funds (Equity | Debt | Money Market) to match your risk/ return profile.

Term Sheet JS Pension Saving Fund
Fund Name JS Pension Saving Fund
Currency PKR
Retirement Age Any age, between 60 to 70 years, of your choice
Allocation Scheme High Volatility, Medium Volatility, Low Volatility, Lower Volatility
Early Retirement Upon permissible disability, same benefits as per normal retirement
Free Insurance Free accidental death and disability insurance of up to PKR 5 million
Fund Manager Syed Sanakhawan Hussain Shah
Asset Manager Rating AM 2 by JCR- VIS
Front End Load 3% of Net Asset Value
Risk Profile Varies for every individual as per the selected "Allocation Scheme".
Management Fee 1.5% of Average Annual Net Assets
Trustee Central Depository Company of Pakistan Limited
Auditor A.F. Ferguson & Co.

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